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Barclays (easybank) Credit Cards in Germany
Reviewed by
Erkan Boga
Erkan Boga is the founder and CEO of qmedia GmbH, the publishing house behind How-to-Germany.com. He established the platform with the clear vision of creating...
Edited by
Sadie Voss
Content Lead & Editor
Sadie Voss is the Lead Editor for How-to-Germany.com. As an expat who carved her own way into Berlin from the United States, Sadie is deeply...
As of February 2026, Barclays credit cards in Germany are issued under the easybank brand. New applications are processed through easybank Deutschland, even if older reviews, statements, or customer documents still refer to Barclays.
Although easybank has a different visual identity, the core card portfolio continues many of the former Barclays card features. Always check the current easybank terms before applying, as interest rates, fees, bonuses, and repayment conditions can change.
- Card type: Revolving credit cards with flexible repayment — pay in full or in installments. The interest-free period of up to 59 days applies to eligible card purchases, but not to cash withdrawals or transfer services.
- Card options: easybank Visa Credit Card, easybank Visa Gold, easybank Platinum Double (Visa + Mastercard)
- Current sign-up bonuses: easybank is currently offering €60 for the standard Visa Credit Card, €25 for Visa Gold, and €50 for Platinum Double, subject to the current promotional terms.
- Foreign currency fees: None for easybank Visa and Platinum Double; fees apply to Visa Gold outside the Eurozone.
- Cash withdrawals: Cash withdrawals accrue interest from the booking date on all easybank credit cards. Visa and Platinum Double have no separate easybank ATM withdrawal fee; Visa Gold has no separate ATM withdrawal fee outside the Eurozone, but the 1.99% foreign currency fee applies to non-euro withdrawals.
- Travel insurance: Visa Gold includes basic travel cover, while Platinum Double includes a broader package. Travel health insurance is independent of card payment, while trip cancellation and rental car comprehensive cover require full payment with the card.
- Extra benefits: All 3 easybank credit cards offer a 5% travel discount via Reiseservice Plus. Gold and Platinum include additional perks.
- Mobile app & services: Full account management via mobile app; Apple Pay, Google Pay, contactless payments via NFC
- Ideal for: Expats, frequent travelers, digital nomads, cost-conscious users
- Application requirements: German residence, German bank account, regular income, Schufa check
About easybank and the former Barclays credit cards
Barclays was a globally operating British bank with a history spanning over 300 years and, for many years, one of the best-known providers of revolving credit cards in Germany. The German consumer credit card business has now moved under the easybank brand.
For new applicants in Germany, the relevant cards are now the easybank Visa Credit Card, the easybank Visa Gold, and the easybank Platinum Double. Older customers may still see Barclays wording in existing documents or account histories, but new applications and current product terms should be checked through easybank.
easybank is a brand of the BAWAG Group, an Austrian banking group that acquired the German Barclays consumer business before the German credit card portfolio was migrated to easybank. For expats, this means the cards are not a small fintech product: they are part of an established European banking group, while the German credit card portfolio continues many features known from the former Barclays cards.
easybank offers different types of credit cards tailored to a range of needs – from cost-conscious users to premium travelers: the easybank Visa Credit Card, a free standard credit card with global usability; the easybank Visa Gold, which includes essential travel insurance; and the easybank Platinum Double, a premium package combining a Visa and a Mastercard with comprehensive benefits.
easybank Visa, Gold, and Platinum – A Quick Comparison
All easybank credit cards offered in Germany are revolving credit cards, meaning they come with a pre-approved credit limit and flexible repayment options. Cardholders can choose between paying the full monthly balance or spreading payments over time through installments. As long as eligible card purchases are repaid by the due date, no interest applies, with an interest-free payment period of up to 59 days, depending on the billing cycle.
Cash withdrawals and transfer services are different from regular card purchases. On all easybank credit cards, they accrue interest from the booking date at the standard borrowing rate. This means cash withdrawals do not benefit from the up-to-59-day grace period, even if you later pay the monthly statement in full.
The effective APR for monthly installment payments, cash withdrawals, transfer services, or outstanding balances after the interest-free payment period is currently 20.91% APR, based on a variable borrowing rate of 19.14% p.a.
| Fee or Feature | easybank Platinum Double | easybank Visa Credit Card | easybank Visa Gold |
|---|---|---|---|
| Annual fee | €99 | €0 | €59 |
| Cash withdrawals | No separate easybank ATM fee; interest starts from the booking date | No separate easybank ATM fee; interest starts from the booking date | No separate easybank ATM fee; 1.99% foreign currency fee applies outside the Eurozone; interest starts from the booking date |
| Foreign currency fee | €0 | €0 | 1.99% outside the Eurozone |
| Partner cards | Up to 3 additional Platinum Double partner cards free | First partner card free; second and third cost €18/year each | Up to 3 partner cards; €29/year each |
| Repayment fee | €2/month may apply for automated 100% SEPA repayment | €2/month may apply for automated 100% SEPA repayment | €2/month may apply for automated 100% SEPA repayment |
| Sign-up bonus | €50, subject to current promotional terms | €60, subject to current promotional terms | €25, subject to current promotional terms |
| Standard borrowing rate | 19.14% p.a. variable; 20.91% effective APR | 19.14% p.a. variable; 20.91% effective APR | 19.14% p.a. variable; 20.91% effective APR |
| Travel insurance | Broader travel and rental car package | Not included | Basic travel insurance package |
easybank is currently offering sign-up bonuses that can change the value comparison between the cards: €60 for the standard easybank Visa Credit Card, €25 for easybank Visa Gold, and €50 for easybank Platinum Double. Check the promotion terms before applying, because bonuses may require activation, minimum card use, or approval within a defined campaign period.
Which easybank card fits your situation?
| User Need | Best Fit | Why |
|---|---|---|
| Cheapest real credit card | easybank Visa Credit Card | €0 annual fee, €60 sign-up bonus, no foreign currency fee, and one free partner card |
| Family or group travel cover | easybank Platinum Double | Broader insurance package, higher trip cancellation limits, rental car benefits, and dual Visa/Mastercard setup |
| Insurance on a lower annual fee | easybank Visa Gold | Basic travel insurance for €59/year, but foreign currency fees and paid partner cards reduce value |
| Non-euro travel spending | easybank Visa Credit Card or Platinum Double | Both avoid foreign currency fees on purchases; Gold charges 1.99% outside the Eurozone |
The easybank credit cards are not tied to a specific bank account. You can use any German checking account as your reference account for your easybank card.
easybank Visa Credit Card
The easybank Visa Credit Card is a no-annual-fee revolving credit card that provides financial flexibility and global usability. It’s ideal for daily purchases, online shopping, and international travel. With no foreign currency fees on purchases and no separate easybank ATM withdrawal fee, it offers excellent value for expats and frequent travelers, provided the repayment terms are used wisely.
The easybank Visa Credit Card allows up to 3 partner cards. The first partner card is free, while the second and third partner cards cost €18 per year each. Partner cards are linked to the main card account and can be issued to family members, for example.
This card does not offer insurance benefits.
easybank Visa Gold
This mid-tier option comes with an annual fee of €59 and includes a basic travel insurance package. Cash withdrawals within the Eurozone have no separate easybank ATM withdrawal fee. Outside the Eurozone, easybank Gold does not charge a separate ATM withdrawal fee, but a 1.99% foreign currency fee applies to the withdrawn amount and to card payments in foreign currencies. Cash withdrawals still accrue interest from the booking date. The easybank Visa Gold is suitable for users who travel regularly within Europe and want added insurance protection, without moving into premium pricing territory.
The easybank Visa Gold allows up to 3 partner cards, but these are not free. Each additional Gold partner card costs €29 per year.
easybank Platinum Double (Visa + Mastercard)
The Platinum Double with an annual fee of €99 includes both a Visa and a Mastercard, offering maximum global acceptance. It’s a premium card with no foreign transaction fees on purchases, no separate easybank ATM withdrawal fee, a comprehensive insurance bundle — including travel health insurance, trip cancellation, and rental car coverage — and additional benefits. This card is well-suited for expats, business travelers, and families seeking security, convenience, and premium services when traveling abroad.
Up to 3 additional Platinum Double partner cards remain free of charge.
The easybank Platinum Double does not include Priority Pass membership or airport lounge access. Its premium value comes mainly from the insurance package, dual-card setup, no foreign transaction fees, and worldwide cash withdrawals.
Pros and Cons of the easybank Credit Cards
Before choosing an easybank credit card, it’s worth weighing the key advantages and potential drawbacks — especially when it comes to fees, repayment structure, and travel perks.
Advantages
- 5% travel discount: available with all cards, via the Reiseservice Plus booking portal
- Comfortable card management: via online banking or mobile app
- Current sign-up bonuses: €60 for Visa Credit Card, €25 for Visa Gold, and €50 for Platinum Double, subject to campaign terms
- Digital application: fast onboarding with video identification
- Flexible repayment structure: full payment, partial payment, and individual installment plans via “Mein Zahlplan”
- Generous acceptance: Visa network and with the Platinum Double, also the Mastercard network for global use
- Interest-free payment period up to 59 days: for eligible card purchases paid in full by the due date
- Mobile-friendly: supports Google Pay, Apple Pay, and contactless payments
- No fixed checking account required: cards can be linked to any German bank account
- No foreign currency fees: Visa and Platinum Double purchases – ideal for international payments
- Travel insurance included – from basic Gold coverage to more comprehensive Platinum Double coverage
- Worldwide cash withdrawals without separate easybank ATM fees: Visa and Platinum Double; Gold withdrawals outside the Eurozone have no separate ATM fee, but the 1.99% foreign currency fee applies to the withdrawn amount
Disadvantages
- €2 monthly fee: may apply for full automatic repayment by SEPA direct debit for newer contracts
- Cash withdrawals and transfer services accrue interest immediately: interest applies from the booking date at the standard borrowing rate
- Gold card includes foreign currency fees: 1.99% outside the euro area, including non-euro cash withdrawals
- High interest rates: 20.91% APR on partial payments, cash withdrawals, transfer services, and unpaid balances
- No airport lounge access: Platinum Double does not include Priority Pass or lounge visits
- No real cashback or points program: limited bonus features outside of travel
Fees, Interest & Repayment Options
Understanding the fees, interest rates, and repayment structure of easybank credit cards is essential, especially if you plan to use the card regularly or carry a balance.
Annual Fees and Transaction Costs
- easybank Platinum Double: €99 annual fee, no foreign currency fees on purchases.
- easybank Visa Credit Card: €0 annual fee, no foreign transaction fees on purchases.
- easybank Visa Gold: €59 annual fee, 1.99% foreign currency fee outside the Eurozone.
All 3 cards allow you to withdraw cash worldwide without a separate easybank ATM withdrawal fee, though foreign currency fees of 1.99% apply to the Gold card outside the Eurozone. This means Gold cardholders do not pay an extra ATM withdrawal fee outside the Eurozone, but they do pay the 1.99% foreign currency fee on non-euro withdrawals. Please note that a minimum withdrawal amount of €50 or equivalent typically applies at ATMs.
Interest on Balances and Installments
All easybank credit cards currently charge an effective APR of 20.91%, based on a variable borrowing rate of 19.14% p.a.. This rate applies to balances carried beyond the interest-free period, installment repayments, cash withdrawals, and transfer services.
For regular card purchases, the interest-free period can last up to 59 days if you repay the full statement balance by the due date. Cash withdrawals and transfer services are excluded from this grace period. They accrue interest from the booking date, even if you later settle the monthly statement in full.
After card approval, easybank may offer an instant cash advance of up to €1,000, which will be transferred directly to your bank account before you receive your physical card. Like other transfer-style services, this should be treated as interest-bearing from the booking or disbursement date and not like a normal interest-free card purchase.
Repayment Options
easybank offers multiple repayment methods, all manageable via online banking or the mobile app:
1. Automatic SEPA Direct Debit
- Default setting: 3% minimum repayment or €30, whichever is higher, per month. You pay interest after the end of the grace period unless eligible purchases are paid in full by then.
- Optional 100% repayment: You can switch to full repayment via SEPA direct debit. This avoids interest charges on eligible card purchases, but it does not remove the immediate interest treatment for cash withdrawals or transfer services. It may also trigger a monthly €2 usage fee for newer accounts. Check your account settings or agreement details.
2. Manual Transfer
You can transfer any amount manually to your easybank credit card account. This gives full control and avoids the €2 fee for full repayment via direct debit. Manual payments must arrive before the due date to preserve the interest-free period for eligible purchases. Cash withdrawals and transfer services still accrue interest from the booking date.
3. One-Time Direct Debit via App
easybank also allows you to initiate a one-time payment from your registered bank account via the mobile app.
4. “Mein Zahlplan” – Installment Plan for Individual Purchases
easybank additionally offers a special feature called “Mein Zahlplan”, available for all 3 cards. This allows you to split individual purchases, typically from €95, into fixed monthly installments.
- You choose the term and monthly amount directly in the app.
- Interest rates are often lower than the standard APR and may be as low as 0% during promotional periods.
This plan is independent of your general card balance and does not affect your standard repayments. Repayment of the Zahlplan runs in parallel to your monthly minimum or full payment settings.
The easiest way to avoid interest on eligible purchases is to repay the full balance every month. For newer contracts, however, full automatic SEPA repayment may come with a €2 monthly fee. To avoid both purchase interest and this fee, you can usually keep the standard direct debit setting and make a manual transfer before the due date. This requires discipline: if your manual payment arrives late or is too low, purchase interest may apply. Cash withdrawals and transfer services are different because they accrue interest from the booking date.
Repayment Cost Example
The repayment setting can make a real difference. For example, if you have a €1,000 card balance from purchases and want to avoid unnecessary costs:
| Repayment Method | What Happens | Approximate Cost Impact |
|---|---|---|
| 100% automatic SEPA direct debit | The full statement balance is collected automatically. | No interest on eligible purchases, but the €2 monthly fee may apply for newer contracts. |
| Default 3% minimum repayment | Only €30 is repaid on a €1,000 purchase balance, leaving about €970 outstanding. | Interest starts on the remaining balance. At 19.14% p.a., one month on €970 is roughly €15.50 before further repayments. |
| Manual 100% transfer | You manually transfer the full purchase balance before the due date. | No purchase interest and no €2 automatic full-repayment fee, but only if the payment arrives on time. |
If you withdraw €500 in cash, interest starts from the booking date at the standard borrowing rate. At 19.14% p.a., 30 days of interest on €500 is roughly €7.85, before any foreign currency fee or third-party ATM operator charge. Full statement repayment later does not make the cash withdrawal interest-free.
Repayment is only possible via SEPA direct debit or manual bank transfer. Other methods, such as PayPal or another credit card, are not supported. The easybank credit card bill must always be paid from a checking account.
Insurance and Additional Benefits
All easybank credit cards come with optional travel perks, but the scope of included insurance and added services varies significantly between the Visa, Gold, and Platinum Double cards.
Comparison of Insurance
While the Visa Classic card does not include insurance coverage, the Gold and Platinum options offer travel-related and shopping-related benefits provided by the insurance partner listed in the current card terms.
The insurance activation rules are not the same for every benefit. Travel health insurance applies independently of card payment for both Visa Gold and Platinum Double. However, trip cancellation/interruption and Platinum Double rental car comprehensive insurance require the relevant trip or rental car to be paid 100% with the card. Do not assume that partial card payment is enough.
Coverage typically includes the cardholder plus up to 6 accompanying persons. For the Gold card, this benefit is extended to immediate family members only. With the Platinum Double, coverage also includes friends or non-family travel companions.
The following table provides an overview of the included insurance benefits, categorized by type and card tier:
| Insurance Coverage & Limits | Visa Gold | Platinum Double |
|---|---|---|
| Baggage insurance | — | — |
| Car rental comprehensive insurance | — | ✔ Included, but only if the rental car is paid 100% with the Platinum Double card |
| Common carrier accident insurance | ✔ Included only for qualifying transport use | ✔ Included only for qualifying transport use |
| Extended warranty/repair insurance | — | ✔ Included |
| Flight delay coverage | — | — |
| General personal liability abroad | — | — |
| Online delivery protection – up to €2,000/year | — | ✔ Included |
| Purchase protection theft/damage – 90 days | — | ✔ Included |
| Rental car liability supplement – up to €1,000,000 | — | ✔ Included for authorized rental-car use only; not general personal liability |
| Travel health insurance – up to €5,000,000 | ✔ Included independently of card payment | ✔ Included independently of card payment |
| Trip cancellation & interruption | ✔ Up to €5,000; 100% trip payment with the card required | ✔ Up to €10,300 per family/group trip; up to €5,200 per person; 100% trip payment with the card required |
|
Key: ✔ = Coverage Included; — = Coverage Not Included |
||
The insurance package is useful, but it is not all-risk travel cover. Baggage insurance, flight delay coverage, and general personal liability abroad are not included. The travel accident benefit is a restricted common carrier accident insurance, not general travel accident insurance. Travel health insurance is independent of card payment, but trip cancellation/interruption and Platinum Double rental car comprehensive insurance require full payment with the card.
For trip cancellation and interruption, illness-related claims can include a 20% deductible, with a minimum deductible of €100. For travel health insurance, a separate flat deductible of €200 per person and insured event can apply.
Additional Benefits
In addition to their insurance coverage, easybank credit cards offer a range of useful travel-related services. These added features vary by card and enhance the overall value for frequent travelers:
- 5% travel discount via Reiseservice Plus (all cards)
- Assistance Service for emergencies while traveling (Platinum Double only)
- Document replacement service (Gold & Platinum Double)
- Emergency cash & card replacement in case of loss abroad
easybank does not offer a traditional reward program – the focus is on services, flexible repayment, travel discounts, and insurance, not points.
Application & Eligibility
You can complete the application in minutes thanks to a digital step-by-step guide on the easybank website, which walks you through each stage, from personal details to video identification.
To apply for an easybank credit card in Germany, applicants must meet several eligibility criteria. While the former Barclays portfolio was considered expat-friendly, some requirements remain non-negotiable:
- Bank account: You do not have to open a new bank account, but can use any German checking account (Girokonto) for repayments.
- Credit check: A positive or neutral credit record is necessary.
- German mobile number: Needed for verification and account setup.
- German residency: A registered address in Germany is mandatory.
- Minimum age: 18 years old.
- Regular income: A stable monthly income is required, either from employment or self-employment. Employees should typically have at least one month of experience at their current job. Freelancers must show a longer income history, such as tax returns or financial statements.
- Valid passport or ID card: Identification is done via VideoIdent using a passport or national ID.
- Valid residence permit: Non-EU citizens must present a valid German residence permit (Aufenthaltstitel). A longer remaining validity can improve approval chances, and around 24 months is a useful benchmark, but it should not be treated as an absolute published rule. Applicants with a shorter remaining permit may still be approved if their income, employment contract, Schufa profile, and overall credit check are strong.
easybank does not require you to switch bank accounts, and the entire application process can be completed online. This makes it a strong choice for expats, provided you can meet the income, residency, and credit-check requirements.
easybank performs a credit and affordability check as part of the application process. A clean or neutral record is usually helpful. If you’re new to Germany and have a limited credit history, approval may still be possible, provided you have regular income and meet the other requirements. Negative entries, unstable income, or very limited German financial history may lead to rejection.
Approval can be difficult if you have lived in Germany for less than 6 months. Even with a job contract, many newcomers have a thin Schufa file, limited address history, and no long-term German payment record. A short remaining residence permit can also be a hurdle, especially if the rest of the application is weak, but it is not always an automatic rejection. If you are rejected, a debit card or prepaid-style card may be easier until your German banking history is stronger.
Application timeline for expats
- Check your eligibility: Confirm that you have a German address, German bank account, regular income, German mobile number, and valid ID or passport.
- Review your Schufa situation: If you are new to Germany, you may have a thin credit file. Regular income helps, but approval is not guaranteed.
- Choose the card tier: Pick Visa Credit Card for lowest cost, Gold for basic travel insurance, or Platinum Double for broader travel and rental car cover.
- Apply online: Complete the digital application and enter your personal, address, bank, income, and employment details carefully.
- Complete VideoIdent: Have your passport or ID ready, use a stable internet connection, and make sure your name and address match your documents.
- Wait for the credit decision: easybank reviews your identity, affordability, Schufa profile, income, and residence details.
- Set repayment correctly: After approval, check whether you want manual full repayment or automatic 100% repayment. Full repayment helps avoid purchase interest, but cash withdrawals and transfer services still accrue interest from the booking date.
The easybank application uses a secure VideoIdent process to verify your identity. You’ll need a valid passport or national ID, as well as a stable internet connection, to complete the video call. Before starting your application, ensure that your contact details — particularly your mobile number and email address — are up to date. These are essential for verification, digital contract signing, and ongoing account management.
- Address: You have a registered German address.
- Bank account: You have a German checking account for repayments.
- Credit record: You have no major negative credit entries.
- Identification: You have a valid passport or national ID for VideoIdent.
- Income: You can show regular income from employment or self-employment.
- Mobile number: You have a German mobile number for verification.
- Residence permit: Non-EU applicants have a valid German residence permit and work permission where relevant. Longer remaining validity can help, but approval depends on the full credit and affordability check.
Alternatives to easybank Credit Cards
Choosing the best credit card depends on your priorities — whether it’s insurance coverage, global usability, zero foreign fees, or rewards. If easybank is not the right fit, compare it with our broader guides to the best free credit cards in Germany, the best travel credit cards, cards with no foreign currency fees, and German credit card comparisons.
Promotional bonuses and welcome offers can change frequently, so you should compare the current easybank offer against competing cards before applying. The strongest alternative depends on whether you want a true credit card, a charge card, or a debit card with travel benefits.
- American Express Gold & Platinum: Premium charge cards with stronger rewards and lounge-focused travel perks, but higher fees and lower acceptance than Visa or Mastercard in some places.
- Hanseatic Bank GenialCard: Free credit card alternative with no annual fee and strong travel usability for users who want simple costs.
- Hanseatic Bank GoldCard: Mid-tier alternative with travel insurance, useful for users comparing Gold-level cards.
- N26 Go & Metal Mastercard Debit Cards: Debit cards with app-based banking and travel benefits, but without a true revolving credit line.
- TF Bank Mastercard Gold: Free card with travel insurance, but users should check repayment settings carefully to avoid interest.
- Trade Republic Visa Debit Card: Strong for low-cost spending and simple global payments, but without the insurance package of premium credit cards.
We reviewed the former Barclays card portfolio now continued under easybank — the Visa Credit Card, Visa Gold, and Platinum Double — with a focus on everyday usability, travel performance, repayment flexibility, and expat accessibility. Each card offers revolving credit, flexible repayment options, and a digital application process, without requiring a dedicated easybank checking account.
The Visa Credit Card is a solid free option with no foreign fees on purchases, one free partner card, a current €60 sign-up bonus, and full mobile integration. The Gold card provides useful travel health insurance, but its foreign currency fee and paid partner cards reduce its value for some users. The Platinum Double card stands out for its travel health insurance, trip cancellation coverage, rental car benefits, dual-network acceptance through Visa and Mastercard, no foreign transaction fees on purchases, and current €50 sign-up bonus — but it should not be treated as a lounge-access card or a complete all-risk travel insurance package.
In our experience, the former Barclays portfolio, now under easybank, remains attractive for expats seeking flexibility, travel insurance, and no need to switch bank accounts. The most important point is repayment discipline: these cards can be useful if you pay purchases in full, but expensive if you carry a balance or use cash withdrawals regularly. Cash withdrawals and transfer services accrue interest from the booking date on all easybank credit cards.
Conclusion
easybank credit cards offer a well-balanced package for expats in Germany — from a free entry-level Visa card to a premium travel card with extensive insurance. With flexible repayment options, no account-switching requirement, current sign-up bonuses, and strong travel features, they offer a reliable and versatile solution for everyday spending and international use.
The cards are strongest for users who want a real credit card, global usability, and app-based repayment management. However, the 20.91% APR, the possible €2 fee for full automatic SEPA repayment, immediate interest on cash withdrawals and transfer services, insurance deductibles, limited accident coverage, and the lack of airport lounge access on Platinum Double should be clearly understood before applying.
If you’re an expat looking for flexibility, insurance benefits, and no need to switch bank accounts, easybank cards can be a strong choice — especially if you repay card purchases in full on time, avoid unnecessary cash withdrawals and transfer services, avoid unnecessary partial repayment, and verify the current terms before signing up.
Frequently Asked Questions — FAQ
easybank credit cards can make sense for expats who have a German address, regular income, a German checking account for repayments, and want a real revolving credit card rather than a debit card. They are useful for travel, online bookings, and flexible payments, but they become expensive if you carry a balance or withdraw cash often.
No. The easybank Visa Credit Card, easybank Visa Gold, and easybank Platinum Double are revolving credit cards, not prepaid cards. If you want a card without a credit line, compare prepaid cards or debit cards instead.
Yes, but coverage depends on the card. The easybank Visa Credit Card does not include travel insurance. The easybank Visa Gold includes basic travel insurance, while the easybank Platinum Double includes a broader package with higher limits and extra protection such as rental car comprehensive insurance.
Yes. All easybank credit cards can be used for ATM cash withdrawals. The easybank Visa Credit Card and easybank Platinum Double allow worldwide cash withdrawals without a separate easybank ATM withdrawal fee. Visa Gold also has no separate ATM withdrawal fee, but a 1.99% foreign currency fee applies outside the Eurozone.
No. The easybank Platinum Double does not include Priority Pass membership or airport lounge access. Its premium value comes mainly from insurance coverage, the Visa and Mastercard combination, no foreign currency fees, and worldwide cash withdrawals.